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| HOME - GUARANTEE OF COLLECTIONS - WE FORESEE YOUR RISKS |
WE FORESSE YOUR RISKS |
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| At Crédito y Caución we have an advanced model of risk management to facilitate the achievement of our clients' business goals and guarantee our solvency as well. | ||
| This model rests on a number of
components: A database of economic, financial and commercial information
made up of over 50 million company entries; our experience and market
knowledge; our company's size and penetration in economic sectors;
and our structure, which combines a team of expert analysts with advanced
systems for assessing and monitoring risk, making this function one
of the keys to the quality of the service we offer our clients and
a unique instrument for shielding our clients against credit risk. In the scenario we work in, portfolios are known for their complexity and diversity, and the time factor is critical. To take decisions about customer financing under those conditions, a company requires instruments that have been fine-tuned to satisfy this vital need. In order to deal effectively with this situation, the companies insured by Crédito y Caución have an on-line tool, CYCRED, that simplifies the way they do things throughout this entire process, thus enabling them to optimise their risk management and improve their competitive position. Our company issued over 2.5 million new risk classifications last fiscal year, when the commercial transactions we guaranteed totalled a sum over 115 billion euros. |
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