Crédito y Caución was founded in 1929 to protect companies against their credit risks, thereby lending them a helping hand in their commercial activities and so aiding their growth as well.

Throughout 75 years, we have contributed to the development of the business fabric and helped strengthen companies’ financial resources, lending our support to the achievement of their business goals. We have done that by offering high-value services for the management and coverage of trade receivables (one of the most important items on the balance sheet) and providing solutions to the surety needs of the kinds of companies whose business requires them to furnish guarantees.

Experience in credit risk management, innovation culture and market know-how, added to our service vocation, our sensitivity towards the growing needs of companies and our distinguished financial strength recognised by the Standard & Poor's A qualifications and Moody's A2, make of Crédito y Caución a strategic ally and an unquestionable leader in its sector in the Iberian Peninsula, close to 60% market share in credit in Spain, being the second operator in Portugal with a 33%, an assured turnover of more than 115 billion euros.

Our company’s business plan is strategically oriented to highlight service quality as the feature that makes us stand out from the crowd, so our business plan rests on a management model suitably aligned with the solidity and values symbolised by our name:

The Atradius Group provides trade credit insurance, surety and collections services worldwide, and has a presence in 40 countries. Its products and services aim to reduce its customers’ exposure to buyers who fail to pay for the products and services customers purchase.

With total revenues of approximately EUR 1.8 billion and a 31% share of the global trade credit insurance market, its products contribute to the growth of companies throughout the world by protecting them from payment risks associated with selling products and services on credit. With 160 offices, it has access to credit information on 52 million companies worldwide and makes more than 22,000 trade credit limit decisions daily.